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Catastrophic Coverage

Medicare Glossary

The stage in Medicare Part D where you pay minimal coinsurance or copayments for covered drugs after your total out-of-pocket costs reach a set amount for the year. Once you enter catastrophic coverage, your drug costs are significantly reduced for the remainder of the plan year.

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This content is for educational purposes only and does not constitute a recommendation of any specific Medicare plan. Benefits, costs, and availability vary by plan and location. For complete information about your Medicare options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY: 1-877-486-2048, available 24 hours a day, 7 days a week.