Catastrophic Coverage
Medicare Glossary
The stage in Medicare Part D where you pay minimal coinsurance or copayments for covered drugs after your total out-of-pocket costs reach a set amount for the year. Once you enter catastrophic coverage, your drug costs are significantly reduced for the remainder of the plan year.
This content is for educational purposes only and does not constitute a recommendation of any specific Medicare plan. Benefits, costs, and availability vary by plan and location. For complete information about your Medicare options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY: 1-877-486-2048, available 24 hours a day, 7 days a week.
Related Articles
Medicare and AI: How Artificial Intelligence Is Changing Coverage Decisions
How AI is reshaping Medicare coverage decisions in 2026, from the WISeR prior authorization pilot to insurer controversies, and what beneficiaries should know.
Read MoreMedicare and Divorce: What Happens to Your Coverage
Learn how divorce affects your Medicare eligibility, enrollment timing, and coverage options, including how to qualify through an ex-spouse's work record.
Read MoreMedicare and TRICARE for Life: Coverage for Military Retirees
Discover how TRICARE for Life works alongside Medicare for military retirees, including Part B requirements, claims processing, pharmacy, and overseas coverage.
Read More