Medical Underwriting
Medicare Glossary
A thorough process in which health insurance companies review an applicant's medical history (if state law allows) to determine whether or not to accept or deny the applicant for coverage. Medical underwriting is also used to determine waiting periods for pre-existing or chronic health conditions, and how much to charge for coverage.
This content is for educational purposes only and does not constitute a recommendation of any specific Medicare plan. Benefits, costs, and availability vary by plan and location. For complete information about your Medicare options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY: 1-877-486-2048, available 24 hours a day, 7 days a week.